Disclaimer

The general principle

Pixel Pioneer publishes editorial and educational content across three channels — Genuine Growth (Finance), Unique Curiosity (Money Stories), and Lanternlight Wisdom — and operates a small print-on-demand apparel studio under the same name. Everything we publish is for informational and entertainment purposes only.

Reading our articles, watching our videos, browsing our store, or otherwise engaging with our content does not create a professional relationship of any kind between you and the people behind Pixel Pioneer. We are not your lawyer, your accountant, your financial advisor, your therapist, or your doctor. If you need professional advice in any of these domains, please consult a licensed professional in your jurisdiction.

Financial content — the part that matters most

Nothing on this site or our Finance channel is financial advice. We do not provide individualized investment, tax, retirement, insurance, or legal recommendations. Past performance and historical examples are not predictive of future outcomes. Consult a qualified financial professional before making any financial decision.

The Genuine Growth channel discusses personal finance, investing, retirement planning, taxation, and related subjects. Our coverage of these topics is editorial in nature: we explain concepts, we describe historical patterns, and we share frameworks that the presenter, research aggregator, and editorial team find useful. We do not know your specific situation. We do not know your income, your debts, your dependents, your jurisdiction’s tax code as it applies to you, your risk tolerance, your time horizon, or any of the other variables that would be necessary for someone to give you actual financial advice.

Examples used on the channel — including but not limited to specific savings rates, contribution amounts, account types, return assumptions, and dollar figures — are illustrative. They are designed to make a concept legible. They are not modelled on your finances. They are not recommendations to take any specific action with your own money.

Tax laws and contribution limits in Canada and the United States change. Figures cited on the channel reflect what was current at the time of recording or writing. Verify current limits with the relevant authority (the CRA, the IRS, or a licensed tax professional) before relying on any figure for your own planning.

No professional relationship

Engaging with Pixel Pioneer in any form — visiting the website, subscribing on YouTube, joining our store waitlist, contacting us via email — does not create a fiduciary, professional, or advisory relationship between you and us. We are publishers and merchants. We are not your advisors.

Past performance, future results

Where we discuss historical examples — a 1929 grocer, a household budget that survived a recession, the long-run returns of an asset class — those examples are descriptive and illustrative. They are not predictions. The future is, as always, not the past.

Apparel and merchandise

Apparel sold through Pixel Pioneer is fulfilled by Printify, a third-party print-on-demand provider. Specifications, colours, and availability may change without notice. See Shipping & Returns for the rules that apply to physical orders.

External links

We sometimes link to outside sources — academic research, news coverage, books, government information pages. We do not control the content of those sites and are not responsible for their accuracy or availability. A link from us is not an endorsement of everything on the linked site.

No guarantee of accuracy

We strive for editorial accuracy and run our scripts and articles through review and fact-checking before publication. Despite this, errors and omissions can occur. If you spot one, please reach us at the email below — we appreciate corrections.

Limitation of liability

To the fullest extent permitted by applicable law, Pixel Pioneer and its operators, contributors, and affiliates are not liable for any loss, damage, or adverse outcome arising from your use of, or reliance on, content published on this site or our channels. You are responsible for your own decisions.

Governing law

Pixel Pioneer is operated from Ontario, Canada. This disclaimer is governed by the laws of Ontario and applicable Canadian federal law, without regard to conflict-of-laws principles. If you live elsewhere, your local consumer-protection laws may also apply where they cannot be excluded by contract.

Changes to this disclaimer

We may update this disclaimer as the business evolves or as legal requirements change. The “last updated” date at the top of this page reflects the most recent change.